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On surprise rainy days like today…
I’m only happy when something something. Source: herrberg on sxc.hu …I feel extra clever for not having to duck into a drugstore to buy a $15 umbrella that I’ll throw away within a week, because I own...
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June 2013 goals, including turning impulse buying into impulse student loan...
Participation ribbon I’ll get even if I fail at some of these, Source: ba1969 on SXC.hu Put your judging hats on, folks, because I’ve decided that I’m going to start making my monthly goals public for...
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Making my own almond milk (for fun and profit)
Source: alfredo-9 at sxc.hu I’ve mentioned previously that I’ve given up dairy, but lamented paying so much more for almond milk. Even buying in bulk, I was paying about $4 for a half-gallon, which was...
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Is your hair style worth $500 a month?
Source: deziner02 at sxc_hu I was listening to a finance show on NPR yesterday when a segment about how the hi-top fade is coming back. First off, way to tackle the tough topics, NPR. Second, it was a...
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The real reason millennials eat out so much? (Hint: It’s not laziness)
// ]]> Source: Matt Banks at sxc.hu It’s that they want a digitally integrated experience! First, a hat tip to Chelsea Krost (ChelseaKrost.com and @chelseaKrost) Anyhow, according to an article on...
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Saving money on back-to-school shopping for textbooks
// ]]> Source: Picblag.com My book buying changed dramatically between undergrad and grad school. No longer did I print out a list of my courses at the campus bookstore and get straight to buying,...
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Should I get rid of my smartphone? An ask-the-reader post
// ]]> Source: picblag.com Hi reader! I hope you’ll allow me some first-world lamentations this morning. One of my personal finance goals for August is to do an audit of my utilities to see if...
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Digging deeper into why housing sucks in New York City (it’s not just the rent!)
// ]]> I just re-signed my lease here in Brooklyn. While imperfect, my apartment is more than good enough to want to avoid the nightmare that is trying to find reasonably-priced housing in New...
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Do I really need a smart phone? A more objective decision making spreadsheet
// ]]> Happy Friday eve, everyone. A couple days back, I lamented the high cost of maintaining a data plan with my cell phone service and questioned whether I truly needed a data plan or even a...
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My landlord says she’s never seen anything like it before; I re-sign my...
// ]]> Source: picblag.com I went in to speak to my landlord today to re-sign my lease. My two roommates and I moved into our apartment a year ago, while I was still a student with little to no...
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The Home Affordable Refinance Program and My Bank of America mortgage...
Initially searched for “Sad Panda,” but this red panda distracted me, Source: Mehgan Murphy, Smithsonian’s National Zoo via Flickr I haven’t said much on Debt Blag about my rental properties, even...
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How credit card minimum payments are calculated, Friday link love
// ]]> Source: Picblag.com Oh hi. This past week on Debt Blag, I philosophized on why I blog and why it’s important to me to set personal finance goals, and my landlord informed me that I’m...
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Two phrases about the environment and races that will save you money on drinks
// ]]> Source: Picblag.com And by “drinks,” I don’t just mean at the bar — I’m talking about out at dinner, sporting events, and anywhere else you might be tempted to buy something other than tap...
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Why I don’t go on “spending freezes;” budgeting by accrual to match expenses...
// ]]> Source: Picblag.com Here’s a little something I wrote over at Economag: … One of the personal preferences I have is to not go on “spending freezes.” …even though I like setting aggressive...
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Poor people aren’t dumb, but financial pressure leads to bad decisions -study
// ]]> Source: Picblag.com Here’s another thing I wrote over at Economag: …I generally shy away from discussing anything having to do with the very controversial topic of linking intelligence and...
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What to do when the 0% teaser interest rate on a credit card balance transfer...
// ]]> Oh hi. One of my September goals is to figure out what I’m going to do with the ticking time bomb that is the $11,000 credit card debt I’ve been able to largely ignore for months. I’ve...
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A 76-year-old Marine Corps veteran is kicked out of his home, all due to an...
// ]]> Source: Picblag.com I normally don’t get angry when I read personal finance stories, but this one really got me going. Bennie Coleman — 76, a widower living in Washington, D.C., and long...
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A frugal tip: Re-use old calendars to save money
I was pretty sure everybody knew this by now, but I am constantly shocked at how much money people waste on calendars. My calendar I’ve included a picture to the right of the calendar that I use every...
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Packing bulk lunches frugally as a single guy
Welcome to the new week everyone! I’ve mentioned before that one way I save on food is by cooking multiple meals at once to take advantage of bulk prices and to use up ingredients before they go bad....
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Why your significant other’s spending is even more important than you think —...
Source: picblag.com The topic of talking about money with a boyfriend, girlfriend, fiancee or spouse has been popping up a lot lately. Jacob relays a reader question on I Heart Budgets: Reader...
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